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Your Path to Homeownership
Starts Here

Customized mortgage solutions for every stage of life — whether you’re buying your first home, upgrading, or investing.

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Fast approvals, flexible options, and guidance you can trust from a local expert.

Hi, I’m Marcia Frater — Your Trusted Local Mortgage Expert Licensed Realtor since 1988 • Lending Professional since 2000.

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I guide clients through the mortgage process with clarity, honesty, and care, making financing straightforward so you can focus on finding and enjoying your dream home. My approach combines decades of real estate experience with deep lending expertise, ensuring that every client receives personalized solutions that truly fit their goals.

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Smart Financing Options for Every Goal

Whether you’re buying your first home, upgrading, or investing, explore tailored mortgage solutions, get pre-approved quickly, and close with confidence — all with rates and options designed for your needs.

We make the mortgage process simple, fast, and transparent, so you always know what to expect.

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Who it’s for:

Homebuyers, veterans, and investors looking for the right mortgage solution.

How it works:

  • Choose your loan type based on your goals.

  • Get pre-approved quickly and easily.

  • Close with confidence, knowing you’ve made the best decision.

Why now

Current rates are competitive, and the right mortgage can save you thousands over time. Don’t wait — the sooner you start, the sooner you’re in your new home.

Start Your Homeownership Journey Today

Take the first step toward securing the right financing for your future. Complete the form below, and let’s explore your best mortgage options together.

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