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Most buyers are told they need a large down payment.
$40,000
$50,000
Or more
That belief stops many people from even exploring their options.
There May Be Another Way
With the right strategy, some buyers are purchasing homes with less upfront by combining:
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Let's See What's Possible for you
Every buyer’s situation is different.
I’ll review your numbers and show you:
What you may qualify for
Not sure yet? We’ll review your situation and outline possible loan options based on your profile.
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What funds you may need
No estimate yet? We’ll break down potential costs and show what may be required to get started.
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The best strategy for your situation
Haven’t chosen a path? We’ll map out a clear approach tailored to your goals and timeline.
Hi, I’m Marcia Frater Your Trusted Local Mortgage Expert
Licensed Realtor since 1988 • Lending Professional since 2000.
I guide clients through the mortgage process with clarity, honesty, and care, making financing straightforward so you can focus on finding and enjoying your dream home. My approach combines decades of real estate experience with deep lending expertise, ensuring that every client receives personalized solutions that truly fit their goals.
Find Out Where You Stand
You may be closer to buying a home than you think. See What I Qualify For